* For example, on a conventional 30-year loan with a sales price of $625,000, closing fees of $10,645.78, a 780 FICO score, and a 20% down payment, $500,000 loan amount, with a note rate of 4.99% (5.18% APR) the monthly principal and interest payments would be $2,681.05. Payment example does not include homeowner insurance, taxes, or any HOA fees. Sitterle Homes locked in, through Smart Choice Mortgage, a fixed interest rate for a pool of funds made available to homebuyers on certain properties for a limited time. Rates are available until the funds are depleted or promotion expires. The interest rate offered applies only to Sitterle Homes, financed through Smart Choice Mortgage for a borrower’s principal residence. Must contract by 12/31/2025. Not all borrowers will qualify. This offer is available for a limited time and can be stopped at any time without prior notice. Rate is subject to Agency Loan Level Pricing Adjustments for FICO score and Loan to Value. Participating in the lock program is not a commitment to lend. Lock program must be mentioned at the time of application and is not valid on contract re-writes, transfers, or for buyers who have had a previously signed contract with Sitterle Homes. Not applicable with any other offers. Locking the promotional interest rate is the borrower’s responsibility with Smart Choice Mortgage. Locking is done at the borrower’s discretion and all rates/fees quoted are valid only at the time presented. All terms and conditions subject to credit approval, market conditions and availability. Example terms available as of 12/4/2025.
©2025 Smart Choice Mortgage, LLC, headquartered at 8911 N. Capital of Texas Hwy, Suite 4300G, Austin, TX 78759. NMLS #1371507. All Rights Reserved. www.SmartChoiceMtg.com.Email: info@smartchoicemtg.com. Loans subject to credit, underwriting, and property approval. Not all loans available in all areas and not all borrowers will qualify. This is not a commitment to lend. Terms and programs subject to change without notice. Home loan products may involve appraisal fees, title search fees, and other fees, but there is no cost to obtain details or apply. Other terms and conditions apply. Some loans may be government insured. We are pledged to the letter and spirit of the United States policy for the achievement of equal housing opportunity throughout the Nation. We encourage and support an affirmative advertising and marketing program in which there are no barriers to obtaining housing because of race, color, religion, sex, handicap, familial status, or national origin. Provided as informational only.
